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Manchester Institute for Collaborative Research on Ageing

MICRA PhD Researcher interviewed for Elder about the challenges of individual pension decision-making

25 July 2018

MICRA PhD Researcher, Hayley James, was recently featured in the Elder Interview regarding her research on individual pension decisions.

The interview, entitled To Save, or Not to Save: The Question of Prioritising Pensions and Provision for Later Life, considers what Hayley’s research tells us about individual experiences of pensions and raises key questions around provision for later life.

Hayley said: "The thing that surprised me the most was that pretty much everyone in my research hadn’t really thought about their future - what they want from later life - when making a decision about their pension. Society changes so rapidly and there are changing cultural expectations of retirement in later life, which means there isn’t one established path to follow, so people can’t really plan to any great extent what the future will be like." This poses a challenge for the success of a pension system which expects people to plan and be responsible for their future.

You can read the interview in full at elder.org website.

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